Our Services
Financial
Planning
Retirement
Planning
Planning for
Business Owners
Investment
Planning
SSAS
Provision
Tax and Estate
Planning
Financial Planning
Financial planning coordinates your financial affairs into a cohesive strategy.
We assess pensions, investments, protection arrangements and estate considerations before making recommendations.
Advice is documented clearly and reviewed regularly to help ensure continued alignment.
Pensions and Retirement Planning
Retirement planning requires careful balance.
Income sustainability.
Tax efficiency.
Investment risk.
As independent pension advisers, we provide advice on consolidation, pension drawdown, annuity options and retirement income planning.
Our focus is long-term confidence, not short-term adjustment.
Investment Planning
Investment planning should reflect your objectives and tolerance for risk.
We construct diversified portfolios aligned to your wider financial plan.
We focus on discipline and suitability rather than reacting to short-term market movements.
We do not guarantee investment returns. Performance will vary according to market conditions.
Financial Planning for Business Owners
Entrepreneurs face unique financial complexity.
Business growth, liquidity events and pension opportunities require coordinated advice.
We work with business owners before and after exit to help ensure personal wealth is aligned with long-term objectives.
Where appropriate, we collaborate with accountants and solicitors to help ensure integrated planning.
Tax and Estate Planning
Tax considerations are key in wealth planning and depend on individual circumstances which may change over time.
Estate and inheritance tax planning help preserve wealth and provide security for future generations. In assessing all options we deliver suitable and tailored solutions to our clients.
Provision of SSAS
A Small Self-Administered Scheme (SSAS) is powerful and flexible pension solution designed for business owners and key people in smaller to medium sized companies.
With a SSAS, you and your fellow members have much wider investments options in contrast to typical pension solutions. As trustees you have direct control over how your retirement savings are invested and managed.
Castri WM Ltd has vast experience in SSASs and can act as scheme administrator, professional trustee and scheme consultant.
Please note:
A SSAS (small self administered scheme) is NOT a FCA regulated pension vehicle, although each SSAS is individually registered with HMRC .
Who our Services are Designed for
Castri WM Ltd typically advises:
High net worth
individuals
Entrepreneurs
and business
owners
Individuals
approaching or
in retirement
Families planning for intergenerational wealth transfer
If you are seeking independent wealth management in the UK and value considered advice delivered personally, an initial discussion can clarify how we may assist.
Important Information
Castri WM Ltd is authorised and regulated by the Financial Conduct Authority. FCA No: 1037555.
The value of investments can fall as well as rise and you may not get back the full amount invested.
Tax treatment depends on individual circumstances and may change in the future.