When Wealth
Becomes Complex, Clarity Matters 

Castri WM Ltd is an independent wealth management firm in the UK providing financial planning and investment advice to high net worth individuals, entrepreneurs and families. 

We are authorised and regulated by the Financial Conduct Authority. 

As wealth grows, financial arrangements often become more layered. 

Pensions accumulate. Investment portfolios diversify. Businesses evolve. Tax legislation changes. 

Our role is to provide independent financial advice that helps you make confident, informed decisions about your wealth. 

What We Do

Castri WM Ltd provides independent financial planning and wealth management services across six core areas: 

  • Financial planning 

  • Pension and retirement planning 

  • Investment planning

  • Financial planning for business owners 

  • Protection and estate planning

  • Provision of SSAS 

We work with clients across the UK and provide advice aligned to individual objectives and risk tolerance. 

Find out more

Who we work with

Our clients typically include: 

  • High net worth individuals 

  • Entrepreneurs and business owners 

  • Individuals approaching or in retirement 

  • Families planning for long-term financial security 

  • Professional advisers introducing clients requiring independent wealth management 

  • Independence is a Decision

    Castri WM Ltd was founded on a clear belief. Wealth management should feel personal, deliberate and considered. Not procedural. Not transactional. 

    We are an independent wealth management firm in the UK, authorised and regulated by the Financial Conduct Authority. We are partner-led. And we are intentional about how we grow. 

  • Depth Over Scale

    Castri WM Ltd is not built on size. It is built on judgement. Clients work directly with experienced advisers who bring more than 100 years of combined experience across financial planning, pension advice and investment planning. 

    Responsibility is not diluted. Advice remains senior-led and relationship-led. 

  • Independence in Practice  

    We are not tied to specific providers or limited panels. 

    Independent financial advice means recommendations are shaped by suitability and long-term alignment, not distribution agreements. 

    That distinction matters. 

  • Calm Judgement in a Noisy Market 

    Markets move. Legislation changes. Headlines compete for attention. 

    Our role is not to react to noise. It is to provide measured advice grounded in your objectives and risk tolerance. We focus on what is appropriate for you, not what is trending. 

  • Built for Long-Term Confidence 

    Many relationships begin at pivotal moments such as retirement planning, business exits or inheritance planning, and continue for decades. 

    Because wealth management is not a one-off event. 

    It is an ongoing advisory relationship. 

  • Regulatory Transparency 

    Castri WM Ltd is authorised and regulated by the Financial Conduct Authority. 

    The Financial Conduct Authority does not regulate taxation, trust advice and Small Self Administered Schemes.

    Advice is provided following a full assessment of suitability and documented clearly. 

  • Important Information 

    The value of investments can fall as well as rise and you may not get back the full amount invested. 

    Tax treatment depends on individual circumstances and may change. 

  • Independent by Design 

    We are not restricted to specific providers or product panels. We assess a broad range of pension, investment and planning solutions to identify suitable recommendations for each client. 

    Independence allows objective advice within a regulated framework. 

  • Our Approach 

    Every relationship begins with understanding your objectives and circumstances. We review existing arrangements in detail before providing written recommendations. 

    Ongoing reviews help ensure your financial plan remains aligned as markets and legislation evolve. 

Frequently Asked Questions

  • Independent wealth management means advice is not restricted to a specific provider or product panel. Independent advisers assess a broad range of options across the market.

  • Castri WM Ltd typically advises high net worth individuals, business owners and those approaching retirement who require coordinated financial planning. 

  • Yes. Castri WM Ltd is authorised and regulated by the Financial Conduct Authority. FCA No: 1037555. 

Begin the
conversation

If you would like to explore independent wealth management or retirement planning advice, we would be pleased to speak with you. Initial discussions are confidential and without obligation.  

Contact

Important information

The value of investments can fall as well as rise and you may not get back the full amount invested. 

Tax treatment depends on individual circumstances and may change. 

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.